Lowongan Credit Analyst (ID)-Funding Societies

    Credit Analyst (ID)-Funding Societies

    Jakarta Barat (Jakarta Raya) | Ditayangkan: 26-August-2019 | Tutup pada 25-September-2019

    Funding Societies is a P2P FinTech company that is revolutionising lending in Southeast Asia. By connecting investors looking to earn interest to SMEs that require quick financing, we create win-win situations for both investors and borrowers on our platform. Investors earn interest, businesses obtain fund seamlessly - we are in the business of building Stronger Societies.
     
     

    Responsibilities: 
    • Evaluate credit applications – using our cutting-edge tech platform, analysing data from financial statements, credit reference agencies, application forms and other third party sources to arrive at fast, fair, and accurate decisions
    • Ensure validity of customers’ information by site visit or phone verification
    • Having knowledge of key issues up-to-date (for example legal, market risk, regulation, and compliances)
    • Ensure adherence to the laid down policies and procedures for the smooth running of the division
    • Giving feedback and recommendation about current procedural and policy whether implementable or having the gaps
    • Identify & provide feedback on potential risk and implement the proposed solutions
    • Coordinate with support staff for getting CPV checks done for new customer as well as renewal customers
    • Monitor accounts (i.e. cash flows, repayments, account behaviour, compliance with covenants stipulated in the terms of approval) and ensure that portfolio is within the acceptable credit & compliance standards
    • Identify borrower utilization (under or over) and proactively initiate corrective measures
     
    Qualifications:
    • 2 years of experience in Micro loan underwriting, preferably within the Multi-finance or banking sector
    • Knowing credit cycles and risk management role responsibility. Understand where risk should be in the business model
    • Ability to interpret key financial statements and an understanding of the key risk drivers specific to SMEs or Unsecured Loan
    • An analytical mind set with a practical approach to problem solving
    • To be confident, focused and enthusiastic. He/she should be comfortable in a fast-paced start-up environment where every month needs to be a record month
    • Good communication skills. He/she will have direct telephone contact and visit with loan applicants to extract additional information

    If you are looking to be part of an energetic, fast-paced environment where the culture is all about community-building, no politics, no assholes, then Funding Societies is the place for you!

    ALAMAT : Funding Societies